Grow
Expand, hire, market or act on your next opportunity.
CAPITAL FOR WHAT'S NEXT
BUSINESS FUNDING
BUILT AROUND YOUR BUSINESS.
Explore business funding options from 75+ funding sources. A real person helps you understand what may be available. No sales pitch.
Simple process. Clear options. You decide.
01 / 0475+FUNDING SOURCES
75+ Funding sourcesUp to $5M to exploreReal people to guide youNo sales pitch Just funding options
01 / FUNDING FINDER
Let’s find the right path.
Start with your goal. We’ll take it one step at a time.
Share a few details so we can better understand how to help.
FUNDING FINDERSTEP 1 OF 4
GOAL
WHAT ARE YOU LOOKING TO ACCOMPLISH?
02 / YOUR NEXT MOVE
What could the right funding help you do next?
Improve cash flow
Bridge timing gaps between expenses and incoming revenue.
Buy equipment
Explore financing for vehicles, machinery or technology.
Purchase inventory
Prepare for demand while preserving operating cash.
COTIFUNDING
MORE PATHS TO EXPLORE03 / THE COTI ADVANTAGE
One conversation.
75+ funding sources.
Different businesses need different solutions. We help you explore potential options across a broad network and understand what each path may mean for your business.
- More choice
- Clear explanations
- Human guidance
04 / A DIFFERENT CONVERSATION
Real guidance.
No sales pitch.
Tell us where you’re trying to take your business. We’ll help you understand potential paths. You decide what makes sense.
Talk to a real person(813) 714-754405 / THE PROCESS
From “I need capital”
to “let’s go.”
Tell us your goal
Share a few details about your business and what you’re looking to accomplish.
Explore your options
A funding specialist helps you understand potential options from our network. You decide what makes sense.
Get funded
If approved and you accept an offer, complete the provider’s requirements and receive funding according to the provider’s process.
06 / A GOOD FIT?
Know where you stand.
These are general target guidelines. Every provider evaluates applications independently.
6+MONTHS IN BUSINESS
$10K+MONTHLY BUSINESS REVENUE
600+ESTIMATED FICO
Meeting these guidelines does not guarantee approval. Amounts, rates, terms and documentation depend on the provider and underwriting.
07 / POTENTIAL SOLUTIONS
The right tool for your goal.
Your business need comes first. Depending on eligibility, options may include:
Business Lines of Credit
Term & Working Capital
Equipment Financing
SBA Financing
Other Business Funding Solutions
08 / QUESTIONS, ANSWERED
Clarity before commitment.
Still have questions? Talk with us at (813) 714-7544.
Will checking my options affect my credit?
Completing the initial Funding Finder does not require a credit check. If you choose to continue, prequalification typically uses a soft credit inquiry, which does not affect your credit score. Ask your specialist before moving forward if a provider requires a different type of inquiry later.
How quickly can I receive funding?
Some eligible businesses may receive funds in as little as 24 hours after approval and completion of the provider’s requirements. Timing varies by product, provider, underwriting and documentation.
What information will I need?
To get started, we’ll ask about your business goal, approximate funding amount, time in business, monthly revenue and estimated credit range. We typically also request your last three business bank statements and may use a soft credit inquiry for prequalification.
What types of businesses do you work with?
Our general target profile includes businesses with at least six months in operation, $10,000 or more in monthly revenue and an estimated FICO score of 600 or higher. Other factors and provider requirements may vary.
How much funding can I explore?
The Funding Finder lets you indicate a need from $10,000 to $500,000 or more. Coti’s broader network may support options up to $5 million, depending on the provider and underwriting.
Do I have to accept an offer?
No. You can review any available options and decide whether one makes sense for your business.
Why work with Coti instead of one provider?
Coti helps you explore potential solutions across a broad network of funding sources, with a real person to explain your options. Each provider makes its own decisions.
What happens after I submit?
A Coti Funding specialist can discuss your business goal, explain the next steps and let you decide whether to move forward. For the fastest conversation, call us directly.
THE NEXT STEP IS YOURS
YOUR NEXT OPPORTUNITY
SHOULDN’T HAVE TO WAIT.
Tell us what you’re trying to accomplish. Let’s explore what may be possible.
No sales pitch.Just funding options.No obligation.You decide.